Applying for Sharia-compliant home finance is simpler than you think. We guide you through every step — from your first conversation to holding the keys to your new home.
No obligation. Takes 2 minutes.
Application Process
We have made the application process as straightforward as possible. Here is what to expect at each stage.
Contact us for a free, no-obligation conversation. We will discuss your goals, answer your questions about Sharia-compliant finance, and explain your options in plain language.
Phone, video call, or in person — whatever suits you.
We will let you know exactly what documentation is needed. Our team guides you through the checklist so nothing is missed and your application is as strong as possible.
We help you gather everything — no guesswork.
Once your documents are ready, we prepare and submit your application to the most suitable Sharia-compliant lender. We handle the paperwork and follow up on your behalf.
You review and approve before anything is submitted.
Our lender partners assess your application promptly. We keep you updated at every stage, answer any additional queries from the lender, and work to get your approval as quickly as possible.
We chase the lender so you do not have to.
Upon approval, the lender acquires the property under the agreed Ijarah structure. You enter a lease agreement with regular payments that include rent and ownership contributions.
No interest is charged at any point in the process.
At the end of the lease term, once all payments are complete, full ownership of the property is transferred to you. Congratulations — the home is yours.
You own your home, free and clear.
Free consultation. No obligation.
What You Will Need
Having these ready will help your application move quickly. Do not worry if you are unsure — we will guide you through it.
Valid photo ID such as a passport, driver licence, or Australian government-issued ID card.
Evidence of your current income and employment status to support your application.
Information about the property you wish to purchase, or a brief on what you are looking for.
A summary of your financial position, including savings, existing debts, and monthly expenses.
Take the first step towards ethical home ownership. Contact us today for a free, no-obligation consultation. We will walk you through the entire process.
