The terms and conditions that govern your use of this website.
Effective date: [DATE]
By accessing and using the Halal Mortgage Australia website (halalmortgageaustralia.com.au), you agree to be bound by these Terms of Use. If you do not agree to these terms, you should not use this website.
We may update these terms from time to time. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.
This website is operated by Halal Mortgage Australia (ABN [PLACEHOLDER: Insert ABN]). We are a referral and information service that provides general information about Sharia-compliant finance options and connects enquirers with licensed mortgage brokers across Australia.
This website provides general information about Sharia-compliant home loan, refinancing, car finance, commercial finance, and superannuation options available in Australia. The content is designed to help you understand the types of Islamic finance products that may be available and to enable you to submit an enquiry if you wish to explore your options further.
Halal Mortgage Australia is a referral and information service. We are not a mortgage broker, credit provider, or financial adviser. We do not hold an Australian Credit Licence (ACL) and do not provide credit assistance as defined under the National Consumer Credit Protection Act 2009 (NCCP Act).
When you submit an enquiry through our website, your details may be shared with one or more licensed mortgage brokers from our network. These brokers hold their own ACL and are independently responsible for:
Our role is limited to providing general information and connecting you with licensed professionals. Any credit assessment, financial advice, or loan approval is the responsibility of the licensed broker and/or lender you are referred to.
The content on this website is general information only. It does not take into account your personal financial situation, objectives, or needs.
Nothing on this website should be interpreted as:
Before making any financial decisions, you should seek independent professional advice from a licensed mortgage broker, financial adviser, or other qualified professional who can assess your individual circumstances. You may wish to visit Moneysmart.gov.au for independent guidance from the Australian Securities and Investments Commission (ASIC).
Submitting an enquiry through this website does not guarantee:
All lending decisions are made by licensed lenders based on their own assessment criteria, including your creditworthiness, income, and financial circumstances.
We make reasonable efforts to ensure that the information on this website is accurate and up to date. However:
We do not warrant or guarantee the accuracy, completeness, or currency of any information on this website. You should verify all information directly with the relevant broker or lender before making any decisions.
You agree to use this website only for lawful purposes and in a manner that does not:
All content on this website — including text, graphics, logos, images, design elements, and page layout — is the property of Halal Mortgage Australia or its content suppliers and is protected by Australian and international copyright and trademark laws. You may not reproduce, distribute, modify, or republish any material from this website without our prior written consent.
This website may contain links to external websites operated by third parties. These links are provided for your convenience and information only. We do not control, endorse, or accept responsibility for the content, privacy policies, or practices of any third-party website. Accessing external links is at your own risk.
To the maximum extent permitted by law, Halal Mortgage Australia excludes all liability for any loss, damage, cost, or expense (whether direct, indirect, consequential, or incidental) arising from or connected with:
Nothing in these terms excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred on you by the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) or any other applicable law that cannot be excluded, restricted, or modified by agreement.
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this website, you acknowledge that you have read and understood our Privacy Policy.
These terms are governed by the laws of [STATE/TERRITORY], Australia. You agree to submit to the non-exclusive jurisdiction of the courts of [STATE/TERRITORY] and any courts that may hear appeals from those courts.
If you have any questions about these terms, please contact us:
